Motorcycle insurance is a great way to protect your investment in your motorbike. Your insurer will help you pay for various expenses, including issues that arise because of liability. It’s also likely that your state requires insurance coverage. Either way, it’s in your best interest to have motorcycle insurance.
Most policies help you pay to repair or replace your motorcycle following an accident. But perhaps the most important type of coverage is liability. This means your insurer will cover the payments for the medical bills and repairs if you are liable for damaging someone else.
Comprehensive insurance will cover some repairs if the damages did not come from a traditional collision. For example, it would cover damage from vandalism or hitting an animal. But you can also get collision coverage, which deals exclusively with accidents involving other vehicles.
Motorcycle insurance is likely necessary in your state. And if it’s not, you probably need proof of self-insurance. In either case, you need the ability to pay should you cause an accident. Speak with an insurance agent in your area. Learn what legal requirements are expected of a motorcycle owner. You want to make sure you’re in compliance with local laws.