Premiere Florida Life Insurance Options
Find the right insurance policy and get insured for life and for major life events! We made it easy for you to explore multiple Florida life insurance options with our quoting process. Select your ideal match and instantly secure your policy.
Comprehensive Life Insurance in Florida
Life insurance can help provide financial security for you or your loved ones by replacing lost income and covering various expenses after your death or when the policy’s term is up. If you’re looking for a comprehensive life insurance in Florida, we’re here to help. As one of the best life insurance companies in the State of Florida, we are ready to discuss your life insurance needs and help find a policy that’s right for you.
F&N offers life insurance in Homestead, life insurance in Orlando, life insurance in Miami FL, and comprehensive life insurance coverage throughout Florida.
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Securing insurance plans has never been easier! With just a few clicks, you’ll have a selection of comprehensive plans from one of the top FL insurance companies. Choose what works for you and get covered instantly. No jargon, no endless forms — just peace of mind in minutes.
What Is Life Insurance?
Life insurance is a contractual agreement between you (the policyholder) and the insurance company. In exchange for paying the insurer a regular premium, your beneficiaries will receive a lump-sum death benefit when you pass away or after a specific amount of time has passed.
What Are the Types of Life Insurance?
There are two primary kinds of life insurance, including:
- Term life insurance policy — A term life policy provides a death benefit to your loved ones if you die during the policy’s term. This term might be a period of 10, 20, 30 or more years, depending on the expiration date of the policy. If you do not die during this time, the policy does not pay and will expire when the term ends. You will also have to reapply for a new life insurance term if you want to continue to have coverage.
- Whole life insurance — A whole life policy will last for the remainder of your life once you enroll. It will not expire unless you stop paying for it. Additionally, such a policy offers long term cash value investment opportunities. This cash value component can enable you to receive a source of income during your lifetime .
Several other life insurance options also exist. Speak to one of our agents to learn more about the right type of life insurance that can meet your particular needs.
How to Get Life Insurance ?
If you’re in need of a Florida life insurance policy, we’re here to help. Give F & N Insurance Group, Inc. a call or request a quote online to get started.