Florida Home Insurance Coverage
A standard Florida home insurance policy insures the home itself and the things you keep inside. By having homeowners insurance, you can financially protect yourself if there’s an accident. Contact our Florida home insurance agency today to learn more or to get a no- obligation quote.
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What Is Homeowners Insurance?
It is a package policy, which means that it covers damage to your home or property after a covered loss and your personal liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.
There are usually additional optional coverages or endorsements, also called riders, that you can add to the standard home coverages provided by Florida homeowners insurance companies to ensure adequate protection.
Do I Need Florida Homeowners Insurance?
While purchasing an insurance may not be mandated by the federal, state or local government, your lender may require proof of insurance if you have a mortgage. Carrying appropriate insurance is always a good idea as the policy can provide extra protection financially if you experience a covered accident or other loss. Without it, you may be left to cover the estimated replacement cost or repair costs on your own following an incident. Reach out to one the best Florida home insurance companies F&N.
How to Get Home Insurance in Florida?
If you need a home insurance policy or want to evaluate whether the homeowners insurance coverage you have is adequate, we’re here to help. We are one of the best homeowners insurance companies in Florida and are ready to give you the best options. Give F & N Insurance Group, Inc. a call today to get started or request your free quote today.